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It’s Carnival’s way of adding a cherry on top, a gesture of gratitude for choosing to sail with them. Carnival Cruise Line, in its warm and welcoming manner, uses different colored cards to denote the loyalty level of their guests. Think of it as a friendly nod to those who’ve sailed with them over the years. Dive in with us as we unravel the mysteries of Carnival’s VIFP Club, from the significance of each card color to the exclusive perks they unlock. Whether you’re a seasoned sailor or a cruise newbie, there’s a world of benefits waiting just for you.

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After your initial cruise, you’ll move up to the next tier – the Red Tier. As a first-time Carnival cruiser, you will receive a blue Sail & Sign card, automatically registering you in the VIFP Club program. Designed with both convenience and recognition in mind, the cruise card acts as your room key, payment method for onboard purchases, and identification for getting on and off the ship. If you do not have enough FunPoints to redeem for the full purchase amount, you can only redeem points for $50 statement credits in increments between $50 and $5,000. This card has no annual fee and has a recommended credit score of at least 700. Rudi's Seagrill, Carnival Cruise Line's high-end seafood restaurant, offers a menu of delicious and beautifully prepared dishes, served in a dining room that's light and airy.
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It is just a loyalty program that rewards you for the number of nights you spend on a Carnival cruise ship. So if you are on a Red level cruise and you pass 25 nights mid-way through, you’ll stay at the Red level until the end of that sailing. If you have sailed with sister cruise lines, such as Princess, your travel agent may have secured past passenger rates that Carnival does not account for since they occurred before 1990. For example, after you complete your first sailing, you’ll be able to take advantage of members-only promotions that offer better deals on select cruises. As a member of Carnival’s VIFP Club, you’ll receive one VIFP Point for every day you’re at sea (aka cruise day). Finally, when you’ve spent 200 or more days at sea with Carnival, you’ll reach the highest tier – Diamond.
Before You Board
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As soon as you join, you start earning points for every Carnival cruise you take. Take a moment to review your cruise history and, more importantly, locate your VIFP number. It should be displayed prominently on this page, near your name and current status. Once you’ve logged in, look for your name in the top right corner and click on it.
Earn 25,000 FunPoints® after spending $500 in the first 90 days, redeem for $250 toward your next cruise purchase2
Unless you’re frequently setting sail with qualifying cruise lines, it will take you a while to rack up points. The Carnival cruise credit card's two big highlights are that it has no annual fee and no foreign transaction fees. Cardmembers also receive a 10% discount on shore excursion packages (taxes and fees not included) when purchased on Carnival.com prior to sailing. The 10% is returned to you as a statement credit on your card. While this introductory offer is a good deal for a travel card, if getting out of debt is the goal — other balance transfer credit cards can offer a longer interest-free window.
Blue Level VIFP Benefits
This blog helps over a million people to plan their cruises each month. As a Mastercard, the card is also well equipped for travel abroad, as it will be widely accepted by merchants everywhere. Shore excursions are activities or tours that you can participate in as you explore a new destination. Many or all of the products featured here are from our partners who compensate us.
Please view our advertising policy and product review methodology for more information. The Platinum Card is like a badge of honor among Carnival cruisers. If you’re holding this card, it’s a testament to your passion for cruising and your cherished relationship with Carnival. It means you’ve sailed with them for an impressive 75 to 199 days. Imagine the number of sunsets you’ve seen, the diverse cuisines you’ve tasted, and the myriad of cultures you’ve experienced! These points can be redeemed for statement credits towards your next cruise or towards any onboard expenses such as shore excursions.
Carnival Cruise Line offers different card colors to help identify your level in their VIFP Club. The protections can come in handy when you're facing travel troubles, although you can buy stand-alone insurance policies if you don't have a credit card that provides them. Whether you’re a Blue Card newbie excitedly setting sail for the first time or a Diamond Card veteran with countless voyages under your belt, the VIFP Club ensures every journey feels special. With perks tailored to each tier and a seamless system to keep track of your status, Carnival truly goes the extra mile to make you feel cherished. If you’ve ever been on a Carnival cruise, you might have noticed that not all cruise cards are created equal. They come in a variety of colors, and each color has its own special meaning.
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As you continue to sail with Carnival, you’ll accumulate more points and advance through the tiers. Your Sail & Sign card will change to red, indicating your new status. On top of that, the color of your card indicates your status in Carnival’s VIFP (Very Important Fun Person) Club. The information for the American Express Green Card has been collected independently by The Points Guy. This exciting program provides cardholders with a wide variety of features and benefits via our partnership with Barclays Bank.
The information for the Norwegian Cruise Line credit card and the Royal Caribbean credit card has been collected independently by The Points Guy. You'll get the best value by redeeming your FunPoints on eligible Carnival purchases and onboard amenities. Frequent Carnival Cruise Line cruisers looking for ways to get a discount on their vacations might find some value in the Carnival World Mastercard, issued by Barclays.
Issued by Barclays, it offers modest introductory offers, and Carnival super cruisers in particular may enjoy the card's discounts on shore excursions. This means the more you cruise with Carnival, the more benefits you’ll be eligible for. For instance, higher-tiered members receive attractive discounts on spa treatments, internet packages, and shore excursions. As a member of Carnival’s VIFP Club, you’ll enjoy exclusive offers and perks that enhance your cruising experience. Your Sail & Sign card will now be diamond colored, and you’ll enjoy the best benefits and privileges available to VIFP Club members. As you progress, you’ll reap the rewards of your loyalty, enjoying a variety of perks, such as priority boarding, reserved seating, and even complimentary laundry services.
This isn’t random – let me explain what the different card colors represent. You can qualify for a 10% discount in the form of a statement credit when you use the card to purchase a Carnival shore excursions package before your cruise. You can redeem FunPoints for statement credits toward a variety of purchases, though you'll potentially get the most value for them when you redeem them as credits to offset eligible Carnival purchases. And if you're planning to take to the seas with this cruise line, the $0-annual-fee Carnival World Mastercard can definitely defray some of your costs.
The welcome bonus is a decent offer, considering that the card has no annual fee, and you can make one small purchase (like a pack of gum) and get an easy $200. A general travel credit — one that's not tied to any specific brand — will be much more straightforward and flexible. One example is the $0-annual-fee Bank of America® Travel Rewards credit card. It earns 1.5 points per $1 spent on all purchases, and those points are worth 1 cent each when redeemed for travel — but not just with cruise lines. You can redeem them for purchases with airlines, travel agencies, trains, buses, taxis, boat rentals, tourist attractions and exhibits, to name a few.
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